Tom Henske knows the student-athlete journey because he’s lived it. As a 2x All-American and 3x NCAA Division I Champion goalkeeper at the University of Virginia, Tom helped lead UVA to their 1991 national title with a walk off save in that year’s penalty kick shootout.

Today, Tom teaches personal finance to student-athletes across the country—both in the classroom and through Total Cents University, one of the most practical, sport-specific financial education platforms in college athletics.

Total Cents University
Personal Finance 101

• 20-class course designed specifically for student-athletes

• Classes delivered live

• Covers budgeting, saving, investing, credit, taxes, and more

• Built to meet athletes where they are—in their time, in their language

• Examples of classes included:

  • Introduction to Personal Finance

  • Budgeting

  • Banking and Financial Services

  • Compound Interest & Inflation

  • Credit, Borrowing, and Debt Management

  • Taxes

  • The What of Investing - Building a Foundation

  • The How of Investing - Strategy and Execution

  • Behavioral Finance

  • Retirement Planning

  • Property-Related Insurance

  • Health-Related Insurances

  • Housing

  • Transportation (Cars)

  • Charitable Giving and Financial Responsibility

  • Legal Documents and Estate Planning

  • Money Safety